TRADER MONI: AIDING ENTREPRENEURS TO ACCOMPLISH THEIR DREAMS

Social protection is a multi-sectoral and multi-disciplinary approach that contributes to poverty reduction and articulating policy priorities of government towards sustainable development. This is one of the core priorities of the Federal Ministry of Humanitarian Affairs, Disaster Management and Social Development. The ministry seeks to intervene in the lives of poor and vulnerable Nigerians through implementing sustainable programmes that will help curtail poverty and address the challenge of unemployment in Nigeria while Providing social and financial risk protection for poor and vulnerable populations.
TraderMoni is one of the Ministry’s Empowerment Programmes under the Government Enterprise and Empowerment Programmme (GEEP), an Initiative created to boost the Nigerian economy by providing finance to those at the base of the economic pyramid in Nigeria.
TraderMoni is designed to help petty traders expand their trade through the provision of interest and collateral free loans of N50,000.
 Trader Moni is one of the three flagship programmmes under under the Government Enterprise and Empowerment Programmme (GEEP) since inception GEEP has empowered over 2.3 million petty traders with interest-free loans to grow their businesses, making it one of the largest public microcredit programs globally, as well as the Most Impactful Micro-Credit Program in Africa as recognized by the African Bankers’ Awards in 2019 held in Equatorial Guinea.
Abdullahi Muhammad in Unguwa Uku, Tarauni local government area of Kano State is one of the beneficiaries of trader moni. Abdullahi is into the business of Provision store in Tarauni Market, a popular market in Kano State. He noted that his business was almost running out of time because he didn’t have much capital to expand it and buy products from wholesale merchants, instead he uses his small capital to buy from retailers and add his profit which makes it outrageously expensive for people to patronize him. He maintained that when he heard about the programme, he rushed to apply for the interest free loan, “it was easy and fast” he said. Abdullahi was able to access the trader moni loan and used it to expand his business which is today aiding him to buy products from wholesalers. “This initiative of President Muhammadu Buhari has not only saved my business but my family as well.

Enumeration Of Beneficiaries For GEEP 2.0 Begins May 12

 

Enumeration of Beneficiaries of the recently restructured Government Enterprise Empowerment Programme Initiative GEEP 2.0 begins May 12.
The Minister of Humanitarian Affairs, Disaster Management and Social Development Sadiya Umar Farouq made this known at the opening of a three-day Advance Training on Digitization and Registration for Programme Managers & Master Trainers of the Social Investment Programme.
The Minister who was represented by the National Cordinator NSIP, Dr Umar Bindir said that the aim of the training programme is to introduce digitization with modern software and working tools to the Programme Managers and Master Trainers.
Umar Farouq explained that GEEP has been restructured for digital compliance to enable trainers to align with the latest trends
in modern technology. This she said is to fulfill President Muhammadu Buhari’s desire to lift 100 million persons out of poverty.
“Poverty is an issue for our country and unfortunately, it is very high. We are on the GEEP level. We have Focal Persons of all the states and the National Orientation Agency also represented here. We want to have the first crack at trying to register and document all the beneficiaries in a seamless but transparent process. We must now learn that this pool of poor Nigerians need to be properly identified and documented”.
The minister reiterated that repayment of the interest free loan at the expiration of its tenure is a function of efficiency and success.
The Team Lead of GEEP, Zainab Musawa who presented an overview of the Advance Training on Digitization and Registration for Programme Managers and Master Trainers stated that the training will provide a comprehensive framework for the enhancement of the beneficiaries’ registration processes and implementation of digital transformation of the programme delivery throughout the GEEP 2.0 lifespan.
“While significant progress has been made regarding implementation, the Ministry has been stringent in enhancing a programme design to have a better delivery to the communities in need. The Ministry has been cognizant of the importance of digital processes for effective delivery results and as such, is proud to announce the digitization of the GEEP 2.0 processes and enhanced registration policies in efforts towards mandate achievement”.
Earlier, the Permanent Secretary of the Ministry Dr Nasir Sani- Gwarzo who was represented by the Director of Finance of the Ministry Mr Matthew Dada welcomed the participants to the training and urged them to take advantage of the opportunity to improve on their digital skills.
The Director General, National Orientation Agency, Nigeria. Dr. Garba Abari in his remark also lauded existing partnerships with the Ministry and urged participants to make inputs that will add more value to the programme.
The theme of the three-day training session is “rethinking and redesigning processes in the age of technology for better delivery.
Disbursement of loans is expected to commence immediately after enumeration.

UMAR FAROUQ MOURNS VICTIMS OF LAGOS BUILDING COLLAPSE

 

 

The Minister of Humanitarian Affairs, Disaster Management and Social Development Sadiya Umar Farouq has sympathized with the Lagos state government and families of victims who lost their lives in a building which collapsed on Sunday night on Ibadan Street, Ebute Metta, Lagos State.

 

Reports say the collapsed 3-storey building had been marked for demolition after it showed distress signs but the occupants remained in the structure.

 

The National Emergency Management Agency NEMA who are currently involved in an ongoing joint rescue operation with the Lagos State Fire and Rescue Service, the Lagos State Emergency Management Agency and the Police have since evacuated the 23 survivors while 8 persons reportedly died in the collapsed building.

The emergency response operatives are continuing the search and rescue operation to rescue other tenants trapped in the building.

Umar Farouq decried the spate of unavoidable disasters in the country and called on concerned authorities to work assiduously towards risk and disaster reduction.

 

“This is a sad Eid El Fitr celebration with the collapse of a three-storey building in Lagos. I commiserate with the government and people of Lagos state over this tragedy. My prayers go to the families of those who have lost their lives in this collapsed building and rescued victims who were injured in the incident.

 

“As soon as the news of the building collapse on Ibadan Street, Ebute Metta Lagos broke, the National Emergency Management Agency (NEMA) was activated to respond along with other relevant disaster risk first responders. Unfortunately, many people were trapped in the building and many lives were lost.

 

“It is also important that those in charge of ensuring the construction of standard buildings in the country ensure that the highest standards are met to avoid these tragedies”.

RURAL CASH GRANT: LIFTING WOMEN OUT OF POVERTY IN NIGERIA

 

 

The ₦20,000 rural cash grant initiative was introduced by the Federal Ministry of Humanitarian Affairs, Disaster Management and Social Development in 2020 as part of President Muhammadu Buhari’s social inclusion and poverty alleviation agenda. The programme targeted 150,000 rural and peri-urban women in all 774 local government areas of the 36 states and the FCT. It is a community-based initiative.

 

The goal is to see to increased income, enhanced food security, more productivity and financial inclusion.

 

The programme was launched in Maiduguri, Borno State, Nigeria as a way of encouraging women in the state who were in one way or the other affected by the insurgency in the region. The aim is to see every beneficiary in Borno state independent and live a sustainable life, especially those who lost their husbands to insurgency.

 

The rural women grant was also designed to support gender equality, address poverty amongst women and also reduce the menace of unemployment in the society by ensuring that all beneficiaries put the grant awarded to them to good use.

 

In the North western part of Nigeria where more than 28,000 women were awarded the grant, most of the beneficiaries, if not all, have started one business or the other and are already succeeding in entrepreneurship.

 

The rural women grant of the Ministry seems to be the trendiest grant awarded to women in the history of the country.

The grant was awarded to women who truly deserve it; women finding it difficult to survive on less than a Dollar per day. The       grant was given to women who do not have anybody to cater for their needs, especially widows whose husbands died, leaving them to cater for so many children.

 

The cash grant has so far aided a lot of women in North West Nigeria in upgrading their business. This was possible through putting the money awarded to them to right channel of businesses that suite their environment.

 

People wonder how ₦20,000 that can be spent in less than an hour will be able to aid someone start a business, the truth is the grant was awarded to people who truly need it; people who will help the country in addressing the challenges of unemployment and poverty. Hadiza Ibrahim for example who is a beneficiary from Nasarawa local government area of Kano State is into cheese making business, she used her grant to upgrade the number of cheeses she’s making a day, which is now earning her more profit.

Umar Farouq Sympathizes With Explosion victims, Condemns illegal oil bunkering

 

The Minister of Humanitarian Affairs, Disaster Management and Social Development Sadiya Umar Farouq has decried the latest explosions which occurred in Lagos and Imo states in less than one week and has described the incidences as incessant, disastrous but avoidable.
The Minister sympathized with the government and people of Imo, Lagos and Ogun states following a deadly explosion which occurred at an illegal oil refining site on Friday night which killed scores of people at Abaezi forest in the Ohaji-Egbema Local Government Area of Imo State.
Earlier on Thursday, a tanker ladden with 45,000 litres of PMS crashed and spilled its content across Lagos and Ogun State along Lagos – Ibadan Expressway. The death of a male adult was however reported.
Umar Farouq advised that caution should be applied while plying the roads with inflammable substances while declaring the illegal bunkering of petrol in certain areas as a suicidal.
“The incessant occurrence of explosions in Lagos and Imo states are unfortunate but avoidable. The consequences of such dastard acts that led to the death of many people cannot not be over-emphasized.
“ Illegal bunkering of petroleum products is a punishable offense under the law, therefore, the culprits should be brought to book to face the full wrath of the law.
“I sincerely sympathize with the families of the victims and pray for the repose of the souls of the dead.
“I also appeal to the people especially the youths to desist from illegal bunkering of petroleum products in the area”.
Meanwhile, rescue operations have commenced removal of several bodies burnt beyond recognition at the scene of the explosion in Imo state. Six vehicles were also razed during the incident.

NHGSFP: FMHADMSD HAS WON THE HEARTS OF PUPILS IN PUBLIC SCHOOLS

 

The National Home Grown School Feeding Programme is yet another master piece and one of the most alluring programmes of the Federal Ministry of Humanitarian Affairs, Disaster Management and Social Development and of course one of the major achievements of the President Muhammadu Buhari administration.
The Programme covers 35 states in Nigeria and the FCT with Bayelsa state getting onboard soon and approximately 9.8 million students in 53,000 public primary schools nationwide, benefitting from the programme annually.
Since 2019 after the establishment of the ministry, the programme outshined every other School feeding programme in Africa by becoming the largest on the continent.
The programme has earned accolades for the country and ofcourse the President Muhammadu Buhari administration being the first school feeding programme initiative of the country since 1999. Who would have thought that there will be a day in Nigeria when Federal government will be feeding pupils in public schools? Let me not forget that the meals served to the students is nutritious and programmed to fight malnutrition.
I met a lot of parents back then in 2010 and cautioned them on the negative effects and disadvantages of not enrolling their children in schools. However, my advocacy failed, especially as it applies to girl child education mostly. Their excuse was always not having the resources to enroll their children in schools.
They will rather marry off the girls at a very young age and send the boys out on streets to hawk satchet water.
However in 2019, i was assigned on another advocacy to the same locations I went to in 2010 and to my surprise, the school enrollment of each increased by 90%, I thought I was the one that was not doing enough until I met an elderly woman who had five grandchildren all above the ages of 10.
I asked her if their whereabouts and she held my hands and said to me “my son, we have always believed in education but we never had the means of enrolling our children, God has answered our prayers. The government is now feeding our children and it is also saving us money”.
I then realized that the problem had never been educating them because Nigeria has for long, been on free education but the problem rather was strategy used to lure them to benefit from the free education.
The National Home Grown School Feeding programme has not only increased child enrollment in schools. It has made studying easier and fun, fought hunger and malnutrition and also addressed the issue of unemployment by providing more than 107,000 people who serve as cooks with sustainable jobs. When unemployment is addressed, the rate of poverty is also being addressed. In Kano State alone, the number of school enrollment increased from 1.2 million to 2.1 million after the introduction of the programme by Federal Ministry of Humanitarian Affairs, Disaster Management and Social Development in the State.
In 2010, the rate of School enrollment in Nigeria was 41.83% but in 2021, the gross enrollment rate in elementary schools in Nigeria stood at 68.3%.  It made me say that our advocacy failed but Federal Ministry of Humanitarian Affairs, Disaster Management and Social Development won the hearts of our children with an initiative from a generous woman like Sadiya Umar Farouq- a hot nutritious meal every school day.

FORUM ON DEVELOPMENT AND RECOVERY OF LAKE CHAD MAPS OUT STRATEGIES FOR STABILITY IN THE REGION

A two-day Forum on the Development and Recovery of the Lake Chad Basin Region has ended in Abuja with a call for all hands to be on deck to rebuild communities and populations around the Lake Chad Region affected by insurgency and other humanitarian crises.

The Vice President, Prof Yemi Osinbajo assured in his keynote note address at the opening of the ‘Inaugural Forum on the Development of Lake Chad Basin’ on Monday at the International Conference Centre Abuja, that the Federal government will be an active participant in policies that will beef up the rebuilding of the region.

Prof. Osinbajo who thanked the Minister of Humanitarian Affairs, Disaster Management and Social Development Sadiya Umar Farouq, the North East Development Commission, the Lake Chad Basin Commission and other stakeholders for their commitment and contributions to the recovery of the Lake Chad Region, advised that results and recommendations of the Forum should be transmitted to the various governments to guide in policy making and strategic positions that will be taken on issues relating to the development of the region.

“I want to assure all our partners of government’s commitment to working with you for a sustainable, peaceful and boisterous region. I also want to assure you of our unwavering determination to address the crisis and rebuild the livelihoods of people who have been affected by the humanitarian crisis in the region. I am confident of the same level of willingness of the governments of Cameroon, Chad and Niger which in evidence, is displayed here,

“The Federal government of Nigeria will be an active participant in striving to improve the lives of our brothers and sisters across the four countries”, the Vice President said.

Earlier, the Minister Sadiya Umar Farouq noted that an estimated 23 million civilians affected by the Boko Haram insurgency were straddled across the four countries bordering the Lake Chad Basin in the last ten years.

The Minister who was represented by the outgone Permanent Secretary Mr Bashir Nura Alkali stated that the objective of the inaugural forum is to capitalise on the gains and successes of the military operations of the Nigerian Armed forces, the Multinational Joint Task Force (MNJTF) as well as militaries of all LCB countries.

“To avoid another humanitarian disaster, our intention is to develop strategic and operational solutions that address the challenges of climate change and conflict, support economic recovery, repair the social contract and address the needs of women, youth and the most vulnerable in the Lake Chad region.

“This forum comes at an equally important time as we plan to extend beyond being a coordination platform, pursue the ambition of concrete joint advocacy actions, contribute to the orderly and humane management of reintegration systems and assist in the search for practical solutions within the Lake Chad Basin”.

On day 2 of the Forum, there were technical workshops on ‘Solutions for climate resilience in the Lake Chad Region’, ‘Supporting Local Governance in the Lake Chad Region’ and ‘Engaging Citizens, Women and Youths and Building Social Cohesion in the Lake Chad Region.

The Forum was attended by top government officials of Nigeria, Chad, Cameroon and Niger Republic, Ministers, Governors, Ambassadors and High Commissioners, representatives of Security Agencies, government agencies, NGOs, Civil Society Organizations and other distinguished guests.

UMAR FAROUQ CONDEMNS ATTACK ON 5 COMMUNITIES IN PLATEAU

 

The Minister of Humanitarian Affairs, Disaster Management and Social Development Sadiya Umar Farouq has condemned the attacks on five communities in Plateau state describing it as satanic.

Umar Farouq who sympathized with the state government and victims of the armed banditry attacks in Garga District of Kanam Local Government Area of Plateau State stated that the mayhem unleashed on innocent citizens especially during the Ramadan Fasting was evil.

The Minister who directed the immediate deployment of relief materials including food, water, blankets and sleeping nets to the displaced victims who are currently seeking refuge in Garga Central primary school, Kanam Local Government Area of Plateau State announced that relief materials were on the way to being delivered to the victims.

Five communities including Kyaram, Gyambau, Dungur, Kukawa, Shuwaka villages under Garga District were attacked by armed bandits on Monday while scores were reportedly killed during the mayhem.

The National Emergency Management Agency under the Ministry accompanied by SEMA, Joint Military Task Force, Community Leaders, Local Government Council Members and the Media are already in Plateau state for an on-the-spot assessment to ascertain the level of destruction and advice the agency appropriately.

The Coordinator, NEMA North Central Zonal office Jos, Mr Eugene Nyelong who led the team confirmed that profiling and assessment of victims have begun.

According to Nyelong, the assessment which commenced on Tuesday April 12, 2022, revealed loss of many lives and destroyed property.

The number of Internally Displaced Persons (IDPs) are said to be over 4800 comprising mostly women and children.

The local Government Health Department through the dispensary in Garga Town is however offering skeletal medical support to the displaced persons while the
Director General of NEMA Ahmed Mustapha Habib is working on prompt delivery of emergency humanitarian support ahead of full intervention.

HUMANITARIAN OPEN HOUSE: HOW FMHADMSD SURPRISED THOUSANDS WITH ITS ACHIEVEMENTS

It was on the 22nd of March 2022 when thousands of Nigerians turned speechless over the activities of Federal Ministry of Humanitarian Affairs, Disaster Management and Social Development. It became well known to Nigerians the giant efforts the ministry is taking towards making the lives of Nigerians better. Any doubts as to the great work the Ministry is doing was laid to rest as Nigerian’s and non Nigerians alike were given the opportunity to experience first hand the programmmes, activities, milestones and successes of the Ministry. So many doubts, unfounded allegations and fake news by nay sayers have been circulating in Nigeria over the activities of the ministry or why it was even created by the current administration but and the truth cannot be denied.

The Humanitarian Open House gave Nigerians the opportunity to see what exactly the ministry is doing, and ask questions about each of its agencies and programmes. Participants at the event were amazed when they got to the Humanitarian Hub and saw exclusive displays of how Nigerians are benefitting from this current administration through the ministry of Humanitarian Affairs. Disaster Management and Social Development. Displays like that of the Departments of the Ministry, the different programmmes under the National Social Investment Programmmes, the Agencies of the Ministry and other stake holders and partners provided all the required information on humanitarian interventions and social protection activities going on in the country.

The National Emergency Management Agency (NEMA) showcased their equipment and vehicles used to save the lives when there are disasters. Beneficiaries of the National Social Investment Programmmes from different states came willingly to give their testimonies of the impact of the programmme on their lives. I could recall while watching it on television when two Npower beneficiaries told everyone how the programme has aided them to be independent and entrepreneurs after going through a rough patch in life.

Persons with disabilities were also not left out. some of the disabled were at the hall and testified of all that the ministry had done for them.

The ministry launched the policy for internally displaced persons at the event.

When a friend called me and told me to turn on my television I was at first reluctant about it but I ended up screaming and extremely excited when I began watching it. It was not about the humanitarian hub or the testimonies by beneficiaries but the level of transparency by the ministry. Even oppositions whom we used to believe in became quiet because the transparency of Federal ministry of Humanitarian Affairs, Disaster Management and Social Development. It broke a record because the open house is the first of its kind where every individual can ask questions, get clarification and even give suggestions. Despite dignitaries being at the event nobody was denied access to the hall. Indeed, if other ministries can emulate from FMHADMSD Nigeria will become the country we have been dreaming about. I got to realize that it’s not about the politics but who is really ready to work for Nigerians, and today just like the physically challenged persons said at the event, as a Nigerian and a true patriotic citizen I am saying thank you Sadiya Umar Farouq.

FG ENGAGES 98,000 BENEFICIARIES FOR GEEP 2.0 PROGRAMME

 

The Ministry of Humanitarian Affairs, Disaster Management and Social Development has concluded plans to roll out the Government Enterprise and Empowerment Programme GEEP 2.0 in all the 36 states and the Federal Capital Territory.
This follows the final verification of Phase 1 applicants who qualified and were selected to benefit from small loans ranging from N50,000 to N300,000.

The Minister Sadiya Umar Farouq said that all beneficiaries of GEEP 2.0 shall receive congratulatory and sensitization text messages in the coming days informing them of their qualification and re-emphasis that the empowerment program is a loan and not a grant.

“All qualified beneficiaries will soon receive their disbursement alerts. We wish to remind all qualified beneficiaries that this is a loan payable without interest. It is not a grant or a government windfall. It is a soft interest-free loan that must be paid back within 9 months”.

Minister Umar Farouq also announced that the Ministry is planning a rollout of the program nationwide, after which an enumeration exercise to capture beneficiaries’ biodata, will take place.

The GEEP 2.0 is a loan scheme designed by the Federal Government to provide financial inclusion and give credit access to poor and vulnerable individuals, including Persons With Disability and persons at the bottom of the economic pyramid who are engaged in small scale commercial activities under its three flagship schemes: MarketMoni, TraderMoni and FarmerMoni.

Tradermoni targets uplifting under-privileged and marginalized youths aged between 18-40 years in Nigeria by providing them with loans of N50,000 while MarketMoni targets under-privileged and marginalized women aged between 18-55 years like Widows, divorcees amongst other vulnerable groups. They get interest-free loans of N50,000 payable within 6-9 months.

FarmerMoni is for Nigerian farmers aged between 18-55 years in rural areas that operate in the agricultural space. They are provided with loans of up to N300,000 for farming input. This scheme has 12 months including 3 months moratorium and 9 months repayment period.